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Lori La Bey talks with Raymond Lavine, an advisor on extended care benefits. Ray helps individuals and families and designs long-term care benefit packages. He also works with businesses as they evaluate their company’s benefits package.
Learn:
- What is long-term care insurance, and how does it differ from regular health insurance or Medicare?
- Why do people need long-term care as they age, and what are the odds that someone will require it?
- What types of services and settings does a typical long-term care policy cover?
- How much does long-term care typically cost without insurance, and what are the main factors that affect policy premiums?
- What alternatives exist if someone can’t afford or doesn’t qualify for traditional long-term care insurance
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